FREQUENTLY ASKED QUESTIONS
The application process is straightforward and should take approximately five minutes. You can contact us and we will promptly email you our application. Once we receive your full application and supporting documents, you may receive an offer within 24 hours.
As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond.
The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need.
In addition, unlike traditional banks, we offer post-funding support in the form of Strategic Planning, Business Development, and Corporate Turnaround work.
We are with you every step of the way in order to secure your financing, and we'll continue to provide support for your business as needed.
A minimum of three months in business.
A minimum of $10,000 in monthly revenue.
Your business is based in the United States.
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses.
You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so.
It’s a win-win situation.
This is one of our most frequently asked questions and the answer is YES!
If you have poor personal credit, or even if you have filed previously for bankruptcy, we can still provide you with working capital.
We will work with you to achieve your capital objective.
Typically, approval is within 24 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.
Usually within 24 hours after a contract is executed.
Our process is very simple. We assess your future sales revenues and get you the money you need to maintain and grow your business.
Once we receive the signed application application, as well as a few supporting documents, funding takes place as quickly as 48 hours.
- Signed Application
- 6 months of recent bank statements
- Soft Credit Report pull
- A copy of your photo I.D
It will vary based on many factors, particularly what type of loan you wish to receive, and what your qualifications are.
For a Business Line of Credit, for those with an excellent personal credit score, you can receive up to 150k with a 0% interest rate for up to 18 months.
For a Revenue Based loan ;
The amount that you qualify for varies, but is generally between 75%-125% of your business’ monthly sales revenue.
It's a case by case basis. Some of our offers will be "Loans", and some will be "Advances", or "Lines Of Credit".
In regard to a "Revenue Advance" it is not a loan. We buy a percentage of your future sales, and advance you that money upfront. In exchange, you agree to pay us back out of those future sales.
No. You decide how much of the approved amount that you wish to receive.
We work with over 500 different industry groups in a variety of sectors, such as food service, health care, automotive, textiles, manufacturing, construction, technology, and retail, just to name a few.
Requirements will vary based on the loan type, and our underwriters, but generally, we require copies of the following:
- Soft Credit Pull
- 6 months Bank Statements
- Signed one page Application
- Copy of I.D
We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation, too!
The best way to avoid delays and receive your funding as quickly as possible is to provide all requested documentation to us in a timely manner.

