LEGAL DISCLOSURES
SAVVY CAPITAL MANAGEMENT is a "Privately Held Acquisition, Advisory, Finance, and Management Firm".
We leverage internal capital, as well as creative financing, when making direct investments in companies or acquiring equity in other entities.
We rely exclusively on our own capital or our ability to borrow from lenders, banks, or other financial institutions.
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​Please Note:
We are not a registered broker-dealer, nor do we make any false claim to be one. We have not registered with the SEC to file for any securities offerings seeking exemption from registration in an effort to raise capital.
We do not solicit for or accept funds from outside investors, offer the sale of any securities, or act in the capacity of a registered or non-registered broker-dealer in any securities transactions either for ourselves or on behalf of others.
Our activities are not those of a broker-dealer, but rather those of a privately owned direct investment firm that utilizes and leverages its own capital. We act as a marketing firm, making introductions for our clients to licensed lenders, as well as other third-party provider services that we may utilize for their benefit.
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Although our "Finance" division representatives do market to secure financing for our clients, we operate as mere "finders", representing licensed lenders who, to the best of our knowledge, remain compliant in the respective states in which they conduct business, and that they;
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Adhere to all regulations.
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Meets or exceeds all industry standards.
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Comply with all federal and state requirements.
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We specialize exclusively in marketing debt financing for licensed lenders to our clients. We do not offer equity financing, as the sale of a company's securities requires a specific license that we do not possess.
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​We partner with a network of lenders and providers, as an "Independent Sales Organization" (ISO). We adhere to all codes of conduct, stipulations, limitations, and bylaws of these agreements, including state and federal requirements.
We are an authorized marketing partner for select firms, helping them reach new customers on their behalf.​
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We charge no upfront fees to provide the aforementioned services.
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​​​We only get paid when you do. We work on a contingency basis, which means we receive a "finder's fee" after your financing is successfully secured. This fee is paid directly by the lender, not by you. Whether your loan is approved or not, you will never owe us anything.​
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We also partner with providers of "Revenue-Based Financing". Instead of a traditional loan, these firms "advance" you a portion of your future revenue at an agreed-upon rate of return, as well as the frequency of payments. Payments are based on a flexible schedule (daily, weekly, or monthly) and are paid as a remittance rate, not interest. They receive an agreed-upon portion of your sales as payback.
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Because these firms provide an "advance" instead of a traditional "loan," they are, in most states, not required to have a lending license.
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Certain states do require such providers to disclose specific information to business owners, such as the Annual Percentage Rate (APR). It is our understanding that the providers that we use follow all state and federal guidelines and mandates, but we can not make any assurances.
Additionally, it is our understanding that the "Consumer Financial Protection Bureau" (CFPB) has recently begun to classify some revenue advances as "credit," which may lead to future regulatory changes.
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Navigating the lending landscape can be complex. We provide total transparency of the information made available to us by our lenders and providers, and operate with the highest integrity.
We adhere to all state and federal regulations and use our best efforts to vet partners who do the same, making every effort to protect you and your business at every turn.
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We take extreme measures to safeguard your personal and private information. We employ sophisticated internal data protection and compliance procedures that we strictly adhere to and enforce, ensuring that your information is only released to lenders and providers when we are authorized by you to do so.​​​
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​Please Note:
While we undertake reasonable efforts to vet our lending partners and providers, we make no representations, warranties, or guarantees regarding their services, performance, or compliance.
The use of the services of any third-party that we may introduce you to is at your own risk. Savvy Capital Management, LLC shall not be made liable for any direct, indirect, incidental, consequential, or punitive damages arising from or in connection with your use of these services.
Your decision to engage with a lending partner, or any other provider, is made independently of any information we supplied you with, and you should perform your own due diligence before entering into any contract.
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​Our "Advisory" division provides our corporate clients with a myriad of "Strategic Planning and Business Development" services concerning forming and growing a business.
This should not be misconstrued or misinterpreted as "Investment Advisory".
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We provide "corporate advisory" services that require no specific licensing.
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​Please Note:
We are not "Registered Investment Advisors" and we do not provide investment, tax, or legal advice.
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We strongly recommend consulting with a qualified professional in these respective fields before making any business or financial decisions.
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Disclosure and Acknowledgment :
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By accessing or using our website, you acknowledge that you have read and understood our disclosures. Your continued use of this site constitutes your acceptance of these terms.
Indemnification :
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Third-Party Providers: When we introduce you to a third-party provider, you are responsible for conducting your own due diligence before you engage with them. By working with them, you agree to hold Savvy Capital Management, LLC and our entire team harmless from any claims or demands that may arise from this relationship. This includes any legal fees.
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​Please Note:
You agree to indemnify and hold harmless Savvy Capital Management, LLC, its owners, subsidiaries, affiliates, and their respective directors, officers, agents, partners, and employees, from any claim or demand that may arise from any introduction that we have made on your behalf with all third-party providers.
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​SAVVY Capital Management, LLC is a Florida-registered limited liability company (LLC) in active standing (Document # L2500012275). The company also operates under the assumed names (DBAs) SAVVY Media Management and SAVVY Property Management. All rights reserved.
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