​Our Finance department provides much-needed capital for business owners and real estate investors.

 

We possess a unique advantage over any single, direct lender in the industry.

 

Due to our long-standing relationships and independent sales agreements with a wide array of diverse lenders, we can offer the most exceptional products on the market today, rather than being limited by the loan stipulations and parameters of a single lender. This ensures that no request falls outside our scope, regardless of size or risk. We do not "shop" for loan offers and only perform a "soft" credit pull of your report. 

​

When business owners apply for financing online or through search engines, they are inundated with many calls, texts, and email solicitations because they are now on essentially every lender's marketing list. They'll use words like "pre-approved" or "we have your money ready for you". We'll help you avoid this confusion and intrusion, as well as multiple report pulls of your credit report. 

​

We take extreme measures to safeguard your data, utilizing sophisticated internal data protection and compliance procedures that we strictly adhere to and enforce. 

       

As we begin working with you and discussing your business and goals, we'll gain a deeper understanding of your needs and qualifications, enabling us to identify one or more of our finance partners that best suit your requirements precisely. We'll spearhead the entire process, providing you with a seamless transaction and a gratifying fulfillment outcome.  

​

We consider more than just credit scores; we allow businesses with owners who may have subpar or poor credit to gain access to the capital they need. Our underwriters evaluate several additional key factors, including the company’s strength, its longevity, the industry in which it operates, and its accounts receivable, among many other factors. 

​

We even have financing options available for start-ups. 

​

We understand a business owner's need for fast capital, primarily to finance operations, an acquisition, expansion, payroll, the development of new products, or an unforeseen event. In most cases, we can fund a business within one day. 

​

Having immediate access to capital, or reserves on hand, allows businesses to handle unexpected emergencies and disruptions. 

​

Here's a more detailed breakdown of potential capital needs:

1. Funding Operations:

Working Capital:
Businesses require capital to cover their daily expenses, including payroll, rent, utilities, and raw materials, thereby ensuring smooth operations. 

Inventory:
Capital purchases inventory and maintains sufficient stock to meet customer demand. 
 

Payment to Suppliers:
Businesses need capital to purchase goods and services from suppliers.

 
2. Fueling Growth:

Expansion:
Capital is crucial for expanding into new markets, adding locations, or increasing the capacity of existing facilities.

 
New Products/Services:
Developing new products or services requires capital for research and development, marketing, and production.

 
Hiring and Training:
Expansion often necessitates hiring and training new employees, requiring capital for salaries and development programs. 

3. Making Investments:

Asset Purchases:
Capital purchases, including equipment, machinery, and technology, can significantly enhance efficiency and productivity.

 
Research and Development:
Investing in research and development can lead to innovative products and processes, requiring capital for experimentation and development.

 
Mergers and Acquisitions:
Expanding through mergers and acquisitions requires significant capital to finance the transaction and integrate the acquired company.

 
4. Other Reasons:

Startup Costs:
New businesses require capital to cover initial expenses, including registration fees, legal costs, and marketing expenses.

 
Debt Restructuring:
Businesses may need capital to restructure existing debt and improve their financial position.

 
Managing Cash Flow:
Capital helps businesses manage cash flow and avoid shortages, especially during slow periods or when making significant investments. 

Building a Credit Score:
Capital can be used to build a good credit score, which can help businesses secure loans and other financing options. ​

​
 

Finance Options;  

                               

Business Lending:

​

• Term Loans

• Revenue-Based Loans

• Real Estate Secured Business Loans

• Unsecured Loans

• SBA Loans

• Lines of Credit

• Start-Up Financing

• Equipment Financing

• Accounts Receivable Financing 

• Invoice Factoring Financing

• Medical Practitioner Lending

• Dental Practice Lending

• Contractor Lending

• Retail Lending

• Food and Beverage Lending

• Salons and Spas Lending

• Auto Repair Lending

• Seasonal Business Lending

• e-Commerce Lending

 

Real Estate Lending:

​

• Acquisition

• New Build

• Multi Family

• Rental

• Fix and Flip

• Development

• Construction

​​​